Verify
Payments Cleanly.
Your MoMo phone forwards the payment SMS, LokiPay matches the Transaction ID and confirms the payment in seconds — with payment links, hosted checkout and a signed API. Deployed for you, on infrastructure you own.
No code, or all the code you want.
Share a payment link or QR code and start taking payments today — or create payments from your backend, send customers to hosted checkout, and get a signed webhook the moment the MoMo SMS lands.
- MTN MoMo, Telecel Cash and AirtelTigo Money
- Transaction ID is the source of truth — no double credits
- Customers confirm with “I have paid” + Transaction ID
- Signed webhooks and a simple REST API
LokiPay
Mobile Money
Checkout
Payment links & checkout for MTN, Telecel & AirtelTigo. Verified from the MoMo SMS.
Why LokiPay?
We solve the "did you send the money?" problem once and for all — without a payment gateway, and without your data leaving your server.
Instant verification
Payments are verified seconds after the MoMo SMS reaches your phone. No screenshots, no manual checks.
Fraud proof
Only genuine MoMo sender IDs count, each Transaction ID can verify one payment, every phone has its own signing key and every webhook is signed.
Built for your team
A dashboard with a review queue, payment links, relay phone health, SMS parsers and an audit log — plus detailed docs for your developers.
Payment links & pages
Fixed-amount links to share on WhatsApp or print as a QR code, plus hosted checkout for orders from your website.
A relay app that stays on
An Android app for your MoMo phone that forwards SMS instantly, queues offline, alerts you if it stops, and updates itself.
Your server, your brand
One private installation per business, in your colours and logo. No shared cloud, no per-transaction fees.
We deploy it for you
No sign-up forms or shared plans. Every business gets its own LokiPay, set up on infrastructure you own.
Setup
We install LokiPay on your server and domain, brand it with your name and logo, and connect your MoMo number.
Your infrastructure
Payments, SMS and customer data stay in your own database. Pair your MoMo phone and you are live — with payment links on day one.
Support
We help your developers integrate the API and webhooks, keep LokiPay updated, and are a WhatsApp message away.